FlexiLoans.com Raises ₹375 Cr: 5 Game-Changing Goals Behind the Series C Surge

In a major vote of confidence for India’s fintech sector, FlexiLoans.com, a leading digital lending platform for MSMEs, has just secured a whopping ₹375 crore in its Series C funding round. With this, the startup has raised a total of ₹665 crore in the last six months—catapulting it into the spotlight as one of India’s most dynamic financial enablers.

But what does this funding mean for India’s micro, small, and medium enterprises (MSMEs)? And how is FlexiLoans planning to use this capital to reimagine access to credit in Bharat?

Let’s break it down.

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What Is FlexiLoans.com?

Launched in 2016 by a quartet of seasoned professionals—Deepak Jain, Ritesh Jain, Abhishek Kothari, and Manish Lunia—FlexiLoans.com was born out of a frustration shared by many: how difficult it is for small businesses in India to get timely credit.

By offering completely digital, collateral-free loans, FlexiLoans cracked open an underserved but massive opportunity: over 63 million MSMEs in India that face a $500+ billion credit gap.

With smart tech, data science, and seamless integrations, FlexiLoans has redefined lending as we know it.

Inside the Series C Funding Round

• Amount Raised: ₹375 crore (~$45 million USD)

• Total in Past 6 Months: ₹665 crore

• Investors Involved:

  • Fundamentum Partnership (co-founded by Nandan Nilekani)

  • Accion Digital Transformation Fund

  • British International Investment (BII)

  • Nuveen

  • Maj Invest

It’s rare to see such heavyweight names rally around a fintech firm—but FlexiLoans clearly has the traction and model to back it up.

5 Strategic Goals Behind the FlexiLoans Series C Raise

1. Credit Access for Bharat’s Backbone

FlexiLoans plans to channel this capital into Tier 2 and Tier 3 cities, helping smaller MSMEs with minimal documentation access capital. Think kirana shops, local manufacturers, and family-run services.

2. Turbocharging Embedded Finance

Through API integrations, FlexiLoans will continue embedding lending into platforms like Flipkart, PayU, and Amazon—so businesses can access credit without leaving the checkout page or ERP.

3. Scaling Co-Lending Partnerships

By partnering with NBFCs and banks, FlexiLoans shares risk and expands reach. This round will double down on co-lending to push faster, wider disbursements.

4. Advancing Risk Tech and AI Models

With millions of data points at its disposal, FlexiLoans is enhancing its AI-powered underwriting engine to assess risk in real-time—especially crucial for unbanked and informal businesses.

5. Profitability and Sustainable Growth

Unlike many growth-obsessed startups, FlexiLoans is also profit-focused. With this funding, it’s aiming to become EBITDA-positive in the next 12–15 months.

How FlexiLoans Stands Out

Why Global Investors Are Watching

The involvement of firms like Nuveen and BII signals more than capital—it’s a bet on India’s digital financial infrastructure and its role in lifting millions out of credit exclusion.

Not Just Capital—Momentum

FlexiLoans.com’s ₹375 Cr Series C round isn’t just about raising money. It’s a strategic growth blueprint—designed to bridge India’s credit gap, bring underbanked businesses online, and prove that tech-powered lending can be both profitable and impactful.

As the fintech space matures and regulatory clarity improves, FlexiLoans is positioning itself not just as a lender—but as an infrastructure provider for India’s digital economy.

So, if you’re looking at India’s fintech landscape, keep your eyes on this one.

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